Hello I am a 21 year old hwo purched my first home about 6 months ago. I budget my money and still seem to come up short on bills... i think its the rise in gas because i drive 46 miles to work every day and 40$ in gas a week is no more is more like 80$.... If any one can help please do these are hard times for me and i have no one to ask for help. thanksĀ Jeremy